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Online Payment Gateway Options for Your E-commerce Website

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Setting up an e-commerce website is incomplete without enabling payments on it, a customer should be able to make payments on a fully functional e-commerce website/online store. Selecting a proper payment method for your website store is important and essential.   There are many different types of payment methods available, but you need to figure out which method will suit your business type and prove convenient to your customers as well.   Currently, there are many different types of payment methods available that you can use in combination or standalone to make it an easier and a pleasant experience for your customers while making payments on your e-commerce website.  

Types of Payment Gateways in E-commerce

The following are some of the types of e-commerce payment methods to include in your online store:  
  1. Debit/Credit card payments: This is the most common and widely used method of payment, almost all the people who use the internet have a debit or credit card with them. Credit/Debit cards are safer to use on the e-commerce platform as the customer needs to enter their card number, expiry date and CVV number. The CVV number acts as a safety measure that compares customer details and the CVV number.
  2. Net banking: Though it is slightly a lengthy process and not always the first choice of customers while making payments on e-commerce, it is still considered an essential payment method. Customers usually go to this when the other options do not work, it is considered the most secure method as they need to be authenticated by the customers.
  3. Unified Payments Interface (UPI): UPI allows the transfer of money from one bank account to another instantly via one’s mobile phone. Payments can be made through mobile devices only 24/7. 
All the above-mentioned payment methods such as debit/credit payment, Net banking, UPI including QR codes payments are enabled on your e-commerce website via a payment gateway. A payment gateway acts as an intermediary between your customer and your website by ensuring that the monetary transaction process is securely processed from the buyer to the seller while managing the card, bank, or payment details securely. There are several payment gateways to choose from such as Razorpay, PayPal, PayU, Stripe, etc.  

Razorpay

Razorpay is one of the top payment gateway providers in India. It enables all the above payment methods that we discussed above such as UPI, debit/credit card, net banking, and other wallets and what makes it stand out is that it specializes in easy integration and instant activation.   It makes your business experience effective, efficient, and quality to all financial processes as it is easy to integrate and has a great check out interface, provides instant settlements and in detail reporting and insights. Big Indian brands such as BookMyShow, UrbanClap, and more use the Razorpay payment.   With Bluehost, you can easily integrate Razorpay with your online store and enjoy low transaction rates along with free credits worth ₹1Lakh!  

Pay on the Go

Just like a customer has a choice of choosing their preferred payment option, as an e-commerce business owner you get the choice of choosing your preferred payment gateways. However, make sure to select a payment gateway basis the security offered and the one that best suits your business model.   Our intent at Bluehost is to help and guide our customers in building their business website easily and add secure e-commerce payment options to keep your business safe and secure. Sign up with us today and build your online store with our easy to use drag-and-drop e-commerce website builder and integrate online payment gateway options for your customers’ seamless shopping experience.   For more information, head to our WordPress Category page. Please feel free to drop comments and questions below.
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