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Free SSL vs Paid SSL Certificate: Which is Best for Your Business?

Home Blog Security Free SSL vs Paid SSL Certificate: Which is Best for Your Business?

Key highlights

  • Understand the core differences between free SSL vs paid SSL certificates to choose the best option for your website’s security needs.
  • Learn how SSL certificates protect sensitive information, build customer trust and boost your site’s SEO performance.
  • Explore the three validation types: Domain, Organization and Extended, and know which one suits your business.
  • Uncover the added benefits of paid SSLs, including warranties, trust seals and dedicated technical support for stronger protection.
  • Know how to manage, upgrade or purchase SSL certificates easily within your Bluehost Account Manager for improved website security.

SSL (Secure Socket Layer) certificates have become an essential element for all websites these days. They ensure that the traffic exchanged between your web browser and the website is encrypted. Without this data encryption, information is transmitted as plain text that anyone can read, so it is important to add an SSL certificate to your site.

Both free and paid SSL certificates are available online. To help you decide which SSL certificate is right for your website, we’ve covered everything in this detailed free SSL vs paid SSL guide.

What is an SSL certificate?

An SSL is a digital certificate that helps authenticate a website and encrypt the information exchanged between a website and its users. You can check if a website has an SSL certificate by going to the address bar.

The web address of a website using SSL certificates starts with ‘https://‘, where ‘s’ stands for secure. It also has a padlock icon.

secure SSL

On the other hand, a website without an SSL has a URL starting with ‘http://’. When you try to visit such sites, your web browser may show a warning to let you know your connection to this site is not secure.

Unsecure SSL

Why do you need an SSL certificate?

An SSL certificate is an essential component of any website, especially for businesses that want to build trust, ensure security and improve their search engine rankings. There are three main reasons businesses need an SSL certificate for their websites.

  • Provide Security: An SSL provides end-to-end encryption to ensure visitor information is safe on your website. This means that malicious third parties can’t intercept sensitive data like login credentials, credit card numbers and personal information.
  • Build Trust: A website with an SSL certificate has a padlock icon and HTTPS in the URL. Customers are more likely to visit and engage when your site displays signs of security, which can result in increased conversions, sales and customer loyalty.
  • Improve SEO: Search engines, like Google and Bing, give higher priority to secure websites within their ranking algorithms. This can improve your website’s visibility and traffic.

Free vs paid SSL certificates: Pros and cons

Here is the summary of the pros and cons of free SSL vs paid SSL certificates:

Pros of a free SSL certificate

  • Ideal for businesses with a tight budget as it doesn’t require any financial investment.
  • Provides the same level of encryption as paid certificates.
  • Installation is simple and some even provide automation.
  • Can be a good fit for personal blogs, small businesses and websites that don’t collect sensitive data.

Cons of a free SSL certificate

  • Only offer domain validation to help verify ownership but not the identity of website owner or organization.
  • May have shorter lifespan, needing renewal every 90 days.
  • Don’t come with warranty.
  • May not include trust indicators like seals, green address bar or business name on certificate.
  • Technical support can be minimal, making troubleshooting more challenging.

Pros of a paid SSL certificate

  • Offers various levels of validation including domain validation (DV), organization validation (OV) and extended validation (EV).
  • Includes warranty that covers financial loss in the event of security breach.
  • Has longer validity periods, reducing the need for frequent certificate renewal.
  • Offers dedicated customer support, ensuring prompt assistance if any issue arises.

Cons of paid SSL certificate

  • Can be expensive, depending on the level of validation and additional features included.
  • Setting up the certificate may require time and technical expertise.

Free vs paid SSL certificate: How to choose?

When choosing between a free or paid SSL certificate for your website, there are five key things to consider. Whether you are a blogger, run a personal site or own an eCommerce business, choosing the right SSL certificate is vital to safeguard your website against cyberattacks and protect customer information. Here are the five important points to keep in mind when choosing an SSL for your website:

1. Issuing authority

At Bluehost, free SSL certificates are issued by ‘Let’s Encrypt’ and paid SSL certificates are issued by ‘Sectigo’. Let’s Encrypt is a free, open certificate authority provided by the nonprofit Internet Security Research Group (ISRG). Whereas Sectigo, formally known as Comodo, is one of the world’s leading certificate authorities and is trusted by some of the world’s largest brands, like McAfee, Intel and more.

2. Validation type

There are three types of SSL certificates available today: domain validation, organization validation and extended validation. While the encryption levels are the same for each certificate, the vetting and verification processes needed to obtain the certificate differ for each one. Only a Domain Validation (DV) certificate can be obtained from Let’s Encrypt. But all three validations are available from Sectigo (best SSL certificates for data protection 2025).

  • Domain Validation SSL certificates provide the quickest and most cost-effective way to receive industry-standard encryption. You must provide proof of ownership for your domain, then you will get the certificate within minutes. While DV SSL certificates are easy to get, they’re not the best choice for websites that collect personal information or credit card payments.
  • Organization Validation SSL certificates are one step up from Domain Validation. You need to show that you own the domain and confirm that it is a legit business. Once your organization name, phone number and location have been verified, the certificate will be issued in 1-3 days. While OV SSL certificates are more suitable for commercial websites, they are still not ideal for a site that collects any sensitive information.
  • Extended Validation SSL certificates provide the highest level of security and trust, making them the industry standard for eCommerce sites. You must meet all authentication requirements of an OV SSL. But the vetting process is stricter as it is performed by a human specialist which takes 1-5 days. This validation process gives site visitors more confidence in your site’s legitimacy because it is more difficult for a phishing company to get validation with an EV certificate and impersonate a legitimate company.

Also read: How to Configure SSL Certificate and Submit Validation

3. Site seal

All SSLs display a lock icon in the browser once the certificate is issued. However, paid SSL certificates provide an extra layer of public trust with a trust site seal. Trust seals indicate that you are using a more reputable company for your website security, which helps build customer trust and increase conversions.

4. Warranty

Free SSL certificates don’t provide any warranty against data theft or other cybersecurity breaches. On the other hand, paid SSL certificates offer warranties to protect site owners against unexpected financial loss.

5. Technical support

Free SSL certificates don’t come with any technical support, so you may need to invest a lot of time and effort into addressing questions related to your certificate and solving problems as they arise. Whereas paid SSL certificates come with dedicated, hands-on support. If you run into any issues, you have access to a team of experts who can provide tips and guidance on fixing SSL-related problems.

Free SSL vs paid SSL certificates: Side-by-side comparison

Here are the key differences between free and paid SSL certificates:

Free SSL certificatesPaid SSL certificates
Issuing authority Let’s EncryptSectigo
Validation level DVDV, OV and EV
Site sealNoYes
Warranty coverageNoneUp to $1,750,000
Technical supportNoneDedicated customer support & assistance

Manage or purchase an SSL with Bluehost

Follow these steps to view your SSL types, manage their status and buy a new SSL certificate from Bluehost Account Manager.

Steps to see the status of your SSL certificate:

  1. Log into your Bluehost Account Manager and go to the ‘Websites’ tab.
Click on the Website tab on Bluehost AM
  1. Select your website from the list provided and click ‘Manage.
Select your website
  1. In the ‘Overview’ section, click on Manage SSL.
Manage your SSL on Bluehost
  1. Now in the ‘Security’ section, click on the ‘Manage’ button on ‘SSL Manager’.
Manage your SSL from SSL Manager
  1. Here you can view the status of SSL certificate for each of your website.
view SSL status and type on Bluehost

Also read: How to Install a Third-Party SSL Certificate in cPanel

Steps to buy SSL certificate type for an existing hosting plan:

  1. Log into your Account Manager and go to Bluehost Marketplace from the bottom left navigation.
Go to Bluehost Marketplace
  1. Scroll to the ‘Security’ section and click on the ‘Claim Offer’ on the Premium SSL tile.
Locate premium SSL certificate on Security tab
  1. Compare different options and purchase the SSL certificate plan that suits you the best.
Buy SSL certificate from Bluehost

Final thoughts

Whether you are a small, medium or large business from any industry, you shouldn’t compromise your website’s security. SSL certificates are one of the safest cryptographic tools to safeguard your personal website against cyberattacks.

When deciding between free vs paid SSL certificates, the choice ultimately comes down to specific website requirements and security needs. Free SSL certificates can be a good choice for basic websites with low security needs. However, if you deal with sensitive data such as customer information and payment details, or if you want to improve your website security and build maximum customer trust, it’s advisable to invest in a paid SSL certificate.

Paid certificates provide extra security indicators, professional technical support and warranties. Additionally, they offer more options to best suit your business requirements.

Enhance your website security by upgrading to a premium SSL certificate today!

FAQ

What is the difference between free SSL vs paid SSL?

The main difference between free vs paid SSL certificates lies in validation, warranty and support. While trusted free SSL certificate providers like Let’s Encrypt offer basic encryption, premium SSL certs include higher-level validation, warranty protection and expert support.
Most users running small websites can start with free options. But businesses handling financial transactions or sensitive customer data should invest in paid SSL for better credibility and protection.

What are the disadvantages of free SSL?

Free cert options typically provide only basic domain validation, expire every 90 days and come with no warranty or dedicated support. This means if fraudulent transactions or data breaches occur, website owners aren’t financially protected. For eCommerce stores or sites processing financial transactions, upgrading to premium SSL certs ensures stronger authentication, warranty coverage and 24/7 assistance.

Is SSL for free legit?

Yes, a free SSL is completely legitimate when issued by trusted free SSL certificate providers like Let’s Encrypt. These free certificates use the same level of encryption as paid ones, ensuring your site data remains safe. However, free SSLs don’t often offer warranties or organization-level validation, which are vital for sites managing payments or financial transactions.

Can I get SSL certificate for free?

Yes, you can get an SSL certificate for free through several free SSL certificate providers such as Let’s Encrypt or via hosting companies like Bluehost. We include free certificates in our web hosting plans. These free options are ideal for personal blogs or small business sites.

How much does an SSL certificate cost?

The cost depends on the type and validation level. Free certificates are available from many free SSL certificate providers, making them ideal for most users with basic sites. However, premium SSL certs can range from a few dollars per year to several hundred, depending on the features, warranty, encryption levels and level of verification.

Which SSL certificate does Bluehost provide?

Bluehost provides a free SSL certificate from Let’s Encrypt with all web hosting plans (except Basic, which is only free for the first year). All plans can benefit from upgrading to a premium SSL for additional security, validation and warranty features.

Is Bluehost’s free SSL certificate secure?

Yes. With Bluehost, you get a free SSL certificate from Let’s Encrypt. While this certificate is secure, it only provides the most basic website security and offers basic encryption.

Is a free SSL certificate enough?

For a basic website like a blog where you don’t need to collect data from the visitors, a free SSL certificate may be enough. However, a paid SSL certificate can provide more security, which is important even for a basic website. It ensures strong encryption, protecting sensitive customer information on your site. This not only secures data, but also increases customer confidence, leading to higher sales and increased loyalty.

Is it worth paying for SSL?

Yes, there are many reasons why a paid SSL certificate may be the better option for your website. A paid SSL provides enhanced security, technical support team, additional security indicators and options to secure multiple domains and subdomains with a single SSL certificate. Additionally, you get a warranty protection in the event of a data breach.

What happens when you buy an SSL certificate?

When you purchase an SSL certificate, the browser or server verifies its trustworthiness. If it is trusted, it informs the web server, which then sends back a digitally signed confirmation to initiate an SSL encrypted session. This allows for the exchange of encrypted data between the browser or server and the web server.

How long does free SSL last?

Free SSL certificates are usually valid for 30 to 90 days. If you buy a web hosting plan from Bluehost, you get a free SSL from Let’s Encrypt certificate for at least 1 year and the renewal will be automated every 90 days.

Are there any performance differences between free SSL and paid SSL?

Both free and paid SSL certificates are safe, but paid SSL certificates can offer additional performance optimizations such as HTTP/2 support or advanced caching features, depending on the provider. These optimizations can improve the overall speed and responsiveness of your site, especially under heavy traffic loads.

Do I need a paid SSL certificate if my website doesn’t collect sensitive information?

While SSL encryption is crucial for securing sensitive data like payment information and login credentials, it’s also beneficial for overall website security and user trust. Even if your website doesn’t collect sensitive information, using a paid SSL can protect against data interception, improve SEO rankings and enhance user confidence in your site’s security.

  • Jyoti is a storyteller at heart, weaving words that make tech and eCommerce feel less like a maze and more like an adventure. With a cup of chai in one hand and curiosity in the other, Jyoti turns complex ideas into conversations you actually want to have.

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